Carrington Mortgage Services, LLC  Loan Servicing

TERMS AND CONDITIONS
This document contains the Terms and Conditions for your use of this website (the Website). Each time you visit or use this Website you agree to the terms and conditions stated herein.
AUTHORIZATION FOR AUTOMATED CLEARINGHOUSE (ACH) DEBITS
By using your Site Password(s) and entering the Authorization Code you authorize Carrington Mortgage Services, LLC to originate single entry or recurring ACH debits to your checking or savings account and you authorize your financial institution to honor those debits. These transactions will be conducted pursuant to Federal Regulation E and NACHA WEB regulations and guidelines.
AUTHORIZATION FOR CARD PAYMENTS
By entering or submitting Credit, Debit, or ATM card information to this Website you authorize Carrington Mortgage Services, LLC to initiate payments to applicable card Associations and Networks and you authorize your financial institution or card issuer to honor those payments. These transactions will be conducted pursuant to Association and Network regulations and guidelines.
AUTHORIZATION FOR COMMERCIAL FUNDS TRANSFERS
By entering or submitting Commercial Funds Transfer information to this Website you authorize Carrington Mortgage Services, LLC to initiate transfers of funds from your Commercial checking account and you authorize your financial institution to honor those debits. These transactions will be conducted pursuant to NACHA CCD regulations and guidelines, and governed by contracts and agreements that exist between your company and Carrington Mortgage Services, LLC.
ACCURACY OF INFORMATION AND USE OF YOUR PASSWORD(S)
By entering or submitting information to this Website, you represent that all information entered or submitted is true, accurate current and complete, and that you have the authority to enter or submit such information and authorize the transaction(s) for which you enter or submit the information. You must maintain the confidentiality of your Site Password(s). You will be responsible for all information entered or submitted under your Site Password(s). You must immediately notify Carrington Mortgage Services, LLC if you become aware of any unauthorized use of your Site Password(s).
PAYMENTS AND FEES
This Website is for Carrington Mortgage Services, LLC accounts only and allows users to make payments from $100.00 to $10,000.00. Commercial Funds Transfers may entail different payment ranges for authorized business users. Where applicable, a convenience fee may also be added to your payment amount.
PAYMENT TIMING AND CREDIT
PAYMENTS MADE AFTER 11:00 PM EASTERN TIME OR ON A DAY OTHER THAN A BUSINESS DAY ARE PROCESSED THE NEXT BUSINESS DAY. WEEKENDS AND HOLIDAYS ARE NOT BUSINESS DAYS.
PAYMENT REVOCATION
All payments are considered final at the time they are submitted. Payment cancellations cannot be made once a payment is submitted and a confirmation number has been provided.
DOCUMENTATION
Payments and fees made by ACH, Debit Card, or ATM Card will be listed as "Carrington Mortgage" on your checking account statement. Credit Card payments will be listed on your credit card statement. Users should print copies of payment receipts from this Website, and a confirmation email from CarringtonMortgage@westernunionspeedpay.com will be delivered to the email address you designate. You will also receive an email whenever a recurring payment is changed or canceled, should an ACH payment return, and should you enroll in or change the terms of your recurring ACH enrollment.
ERROR RESOLUTION
ALL QUESTIONS ABOUT PAYMENTS MADE VIA THIS WEBSITE SHOULD BE DIRECTED TO CARRINGTON MORTGAGE SERVICES, LLC. Carrington Mortgage Services, LLC is responsible for resolving all errors in payments made via this Website. In cases of errors and/or questions about your payment, call or write Carrington Mortgage Services, LLC at the phone number or address provided below. Contact Carrington Mortgage Services, LLC about payment errors listed on your Checking Account or Credit Card statement no later than 60 days with your Carrington Mortgage Services, LLC account number and website payment confirmation number.
Errors in your Checking Account or Card statements that are unrelated to this Website should be directed to your financial institution or card issuer.
PRIVACY STATEMENT
Carrington Mortgage Services, LLC may disclose information to third parties about your account(s) or the payments you make: (1) where it is necessary for completing payments; or (2) in order to verify the existence and conditions of your account(s) for a third party, such as a credit bureau or merchant; or (3) in order to comply with laws, regulations or government agency or court orders; or (4) if you give Carrington Mortgage Services, LLC your written permission; or (5) if Carrington Mortgage Services, LLC arranges with another party to provide part of the services.
LIABILITY
You agree to indemnify and hold harmless Carrington Mortgage Services, LLC for any and all liabilities it may incur due to any incorrect information you enter or submit or for any other breach of your obligations hereunder. Carrington Mortgage Services, LLC's liability is limited by law and limited to those damages proximately caused. If an error is committed by Carrington Mortgage Services, LLC and that error was a bona fide error and unintentional, Carrington Mortgage Services, LLC's liability is limited to actual damages. Neither Carrington Mortgage Services, LLC nor its subcontractors shall be held liable for the following: (1) you do not have enough money in your checking account to make your payment; (2) you enter or submit erroneous information; (3) transfer of money from your checking account is restricted; (4) this Website was not working; (5) circumstances beyond Carrington Mortgage Services, LLC's control (such as flood or fire) prevent payment despite reasonable precautions; (6) you fail to use this Website properly or fail to properly secure your computer from viruses, spyware, Trojan horses, or other malicious code; (7) you do not request payment sufficiently in advance of your payment due date; (8) your financial institution or card issuer refuses to honor your payment; (9) your instructions are lost or delayed in transmission to Carrington Mortgage Services, LLC; (10) a reasonable security concern, such as unauthorized use, causes Carrington Mortgage Services, LLC not to make the payment; (11) your account is closed; (12) Carrington Mortgage Services, LLC has blocked your access to this Website; (13) this Website has been terminated or suspended; (14) this Website indicates your request will not be processed. PLEASE NOTE: This Website may not be available at all times.
TERMINATION
Your use of this Website is optional. Carrington Mortgage Services, LLC reserves the right, in its sole discretion, to discontinue this Website, on either a temporary or permanent basis, at any time, for any reason, without prior written notice. Termination does not affect your rights and obligations for use of this Website prior to termination and does not affect your rights and obligations under your loan agreement.
CHANGE IN TERMS AND CONDITIONS
Carrington Mortgage Services, LLC may change the Terms and Conditions at any time. As required by law, Carrington Mortgage Services, LLC will inform you of any changes. Unless otherwise stated; changes will be effective immediately. Your continued use of this Website will mean you agree to the new Terms and Conditions.
WARRANTY
SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT, EXCEPT AS OTHERWISE PROVIDED HEREIN OR REQUIRED BY LAW. YOU AGREE THAT NEITHER CARRINGTON MORTGAGE SERVICES, LLC NOR ANY SUBCONTRACTOR OF CARRINGTON MORTGAGE SERVICES, LLC SHALL HAVE ANY LIABILITY FOR SPECIAL, INCIDENTAL, DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, REGARDLESS OF WHETHER SUCH DAMAGES ARISE IN CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY) OR OTHERWISE. CARRINGTON MORTGAGE SERVICES, LLC DOES NOT GUARANTEE THE SECURITY, PRIVACY OR INTEGRITY OF INFORMATION IN TRANSIT OVER TELEPHONE LINES. THE PRECEDING SHALL NOT BE DEEMED TO DISCLAIM LIABILITY SPECIFICALLY IMPOSED ON CARRINGTON MORTGAGE SERVICES, LLC OR CARRINGTON MORTGAGE SERVICES, LLC'S SUBCONTRACTORS BY STATUTE OR REGULATION, TO THE EXTENT SUCH LIABILITY CANNOT BE WAIVED OR DISCLAIMED.
MISCELLANEOUS
No waiver of any terms will be effective unless in writing. You may not transfer your right or obligations under this Agreement. This agreement is governed by CALIFORNIA laws, without regard to any other state's conflict of laws provisions and by applicable federal laws and regulations. If any term is invalid, the remaining terms shall be valid. These terms are in addition to any other agreement you have with Carrington Mortgage Services, LLC.
Carrington Mortgage Services, LLC
PO Box 54285
Irvine, CA 92619-4285
Phone: (800) 561-4567
FAIR DEBT COLLECTION PRACTICES ACT
Carrington Mortgage Services, LLC is a debt collector and this Website is used in an attempt to collect a debt. Any information entered or submitted to the Website may be used to collect a debt.